:root {
  --mm-navy: #062b55;
  --mm-navy-2: #0a3a6e;
  --mm-deep: #031b35;
  --mm-gold: #f4b31b;
  --mm-gold-dark: #d99700;
  --mm-soft: #f5f8fc;
  --mm-text: #142235;
  --mm-muted: #66758a;
  --mm-border: #e3eaf2;
  --mm-white: #ffffff;
}

html { scroll-behavior: smooth; }
body {
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--mm-text);
  background: #fff;
  line-height: 1.7;
  overflow-x: hidden;
}
a { text-decoration: none; }

.topbar {
  background: var(--mm-deep);
  color: rgba(255,255,255,.8);
  font-size: .78rem;
  letter-spacing: .02em;
  padding: .38rem 0;
}
.topbar a { color: rgba(255,255,255,.8); }
.topbar a:hover { color: #fff; }
.topbar-tag { font-weight: 700; color: rgba(255,255,255,.9); }

.navbar { min-height: 76px; }
.brand-logo { width: 230px; height: auto; display: block; }
.brand-logo-mobile { width: 205px; height: auto; }
.navbar .nav-link {
  color: #26384f;
  font-weight: 650;
  font-size: .9rem;
  padding: .65rem .8rem !important;
}
.navbar .nav-link:hover,
.navbar .nav-link.active { color: var(--mm-navy); }

.btn { border-radius: 4px; font-weight: 700; letter-spacing: .01em; }
.btn-brand {
  color: #fff;
  background: var(--mm-navy);
  border-color: var(--mm-navy);
  padding: .7rem 1.25rem;
}
.btn-brand:hover { background: var(--mm-deep); border-color: var(--mm-deep); color: #fff; }
.btn-outline-brand {
  color: var(--mm-navy);
  border: 1px solid var(--mm-navy);
  padding: .7rem 1.25rem;
}
.btn-outline-brand:hover { background: var(--mm-navy); color: #fff; }
.btn-gold {
  color: #10233d;
  background: var(--mm-gold);
  border-color: var(--mm-gold);
  padding: .85rem 1.35rem;
}
.btn-gold:hover { background: #ffc53d; border-color: #ffc53d; color: #10233d; }

.hero-section {
  position: relative;
  background: var(--mm-deep);
  overflow: hidden;
}
.hero-section::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(circle at 17% 28%, rgba(244,179,27,.12), transparent 29%),
    linear-gradient(90deg, rgba(3,27,53,.98) 0%, rgba(3,27,53,.94) 44%, rgba(3,27,53,.28) 69%, rgba(3,27,53,.12) 100%);
}
.hero-bg {
  position: absolute;
  inset: 0 0 0 43%;
  background-image: linear-gradient(rgba(5,34,63,.2), rgba(5,34,63,.2)), url('../img/hero-building.jpg');
  background-size: cover;
  background-position: center 31%;
  opacity: .85;
  filter: saturate(.75) contrast(1.05);
}
.hero-content { z-index: 2; }
.min-vh-hero { min-height: 650px; }
.hero-section h1 { line-height: 1.06; max-width: 760px; }
.text-white-75 { color: rgba(255,255,255,.76); }
.text-gold { color: var(--mm-gold) !important; }
.eyebrow,
.section-label {
  font-size: .76rem;
  font-weight: 800;
  letter-spacing: .16em;
  text-transform: uppercase;
}
.section-label { color: var(--mm-gold-dark); margin-bottom: .8rem; }
.hero-trust {
  color: rgba(255,255,255,.74);
  font-size: .83rem;
  font-weight: 650;
}
.trust-dot {
  width: 8px; height: 8px; border-radius: 50%; display: inline-block;
  margin-right: 8px; background: var(--mm-gold); box-shadow: 0 0 0 4px rgba(244,179,27,.12);
}

.value-strip { position: relative; z-index: 5; margin-top: -44px; }
.value-strip-card { background: #fff; border-radius: 6px; overflow: hidden; }
.value-strip-item {
  display: flex;
  gap: 1rem;
  padding: 1.8rem 1.6rem;
  border-right: 1px solid var(--mm-border);
  min-height: 160px;
}
.value-strip-item:last-child { border-right: 0; }
.value-strip-item h3 { font-size: 1rem; font-weight: 800; color: var(--mm-navy); margin-bottom: .5rem; }
.value-strip-item p { font-size: .84rem; color: var(--mm-muted); margin: 0; line-height: 1.55; }
.value-number { color: var(--mm-gold-dark); font-size: .75rem; font-weight: 900; letter-spacing: .07em; }

.section-padding { padding: 108px 0; }
.bg-soft { background: var(--mm-soft); }
.section-title {
  color: var(--mm-navy);
  font-size: clamp(2rem, 4vw, 3.25rem);
  line-height: 1.12;
  font-weight: 800;
  letter-spacing: -.025em;
  margin-bottom: 1.4rem;
}
.section-lead { color: #36485d; font-size: 1.08rem; }
.section-heading-center { max-width: 760px; }

.about-photo-wrap { position: relative; padding: 0 42px 42px 0; }
.about-photo {
  width: 100%;
  min-height: 510px;
  object-fit: cover;
  border-radius: 4px;
  box-shadow: 0 22px 60px rgba(4,31,59,.14);
}
.about-photo-wrap::before {
  content: "";
  position: absolute;
  right: 0; bottom: 0;
  width: 66%; height: 52%;
  background: var(--mm-navy);
  z-index: 0;
  border-radius: 3px;
}
.about-photo { position: relative; z-index: 1; }
.about-badge {
  position: absolute;
  z-index: 2;
  right: 0;
  bottom: 14px;
  width: 205px;
  padding: 1.15rem 1.2rem;
  background: #fff;
  box-shadow: 0 14px 35px rgba(6,43,85,.14);
  border-left: 4px solid var(--mm-gold);
}
.about-badge strong { display: block; color: var(--mm-navy); font-size: 1.4rem; }
.about-badge span { display: block; color: var(--mm-muted); font-size: .75rem; line-height: 1.35; }

.mini-feature { display: flex; gap: .8rem; align-items: flex-start; }
.mini-icon {
  flex: 0 0 30px; height: 30px; border-radius: 50%; display: grid; place-items: center;
  color: var(--mm-navy); background: rgba(244,179,27,.2); font-weight: 900;
}
.mini-feature strong { display: block; color: var(--mm-navy); margin-bottom: .12rem; }
.mini-feature span { display: block; color: var(--mm-muted); font-size: .86rem; line-height: 1.5; }

.service-card {
  position: relative;
  background: #fff;
  border: 1px solid var(--mm-border);
  border-radius: 6px;
  padding: 2.1rem;
  overflow: hidden;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.service-card:hover { transform: translateY(-6px); box-shadow: 0 18px 45px rgba(6,43,85,.1); border-color: rgba(6,43,85,.18); }
.service-card-featured { border-top: 4px solid var(--mm-gold); }
.service-num {
  position: absolute; right: 1.5rem; top: 1.3rem;
  color: #edf2f7; font-size: 3.5rem; line-height: 1; font-weight: 900;
}
.service-icon {
  width: 48px; height: 48px; border-radius: 3px; display: grid; place-items: center;
  background: var(--mm-navy); color: var(--mm-gold); font-weight: 900; font-size: 1.15rem; margin-bottom: 1.5rem;
  position: relative; z-index: 2;
}
.service-card h3 { color: var(--mm-navy); font-size: 1.35rem; font-weight: 800; margin-bottom: .8rem; }
.service-card > p { color: var(--mm-muted); font-size: .92rem; }
.service-list { list-style: none; padding: 0; margin: 1.5rem 0 0; border-top: 1px solid var(--mm-border); }
.service-list li { position: relative; padding: .75rem 0 .75rem 1.2rem; border-bottom: 1px solid var(--mm-border); color: #35465a; font-size: .9rem; }
.service-list li::before { content: ""; position: absolute; left: 0; top: 1.2rem; width: 6px; height: 6px; background: var(--mm-gold); border-radius: 50%; }

.service-deep { background: var(--mm-navy); border-radius: 6px; overflow: hidden; }
.service-deep-image { min-height: 100%; overflow: hidden; }
.service-deep-image img { width: 100%; height: 100%; object-fit: cover; filter: saturate(.75); }
.service-deep-content { padding: 3rem; color: #fff; }
.detail-item { display: flex; gap: .9rem; }
.detail-item > span {
  flex: 0 0 34px; height: 34px; display: grid; place-items: center;
  border: 1px solid rgba(244,179,27,.55); color: var(--mm-gold); font-weight: 800; font-size: .75rem;
}
.detail-item h4 { font-size: 1rem; font-weight: 800; margin: 0 0 .35rem; }
.detail-item p { color: rgba(255,255,255,.67); font-size: .84rem; line-height: 1.55; margin: 0; }

.values-section {
  background:
    linear-gradient(115deg, rgba(3,27,53,.99), rgba(6,43,85,.96)),
    url('../img/hero-building.jpg') center/cover;
  position: relative;
}
.value-card {
  padding: 1.6rem;
  background: rgba(255,255,255,.065);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 4px;
  backdrop-filter: blur(6px);
}
.value-card-num { color: var(--mm-gold); font-size: .75rem; font-weight: 900; }
.value-card h3 { font-size: 1.18rem; font-weight: 800; margin: 1.2rem 0 .6rem; }
.value-card p { margin: 0; font-size: .86rem; color: rgba(255,255,255,.68); }

.expert-card {
  background: #fff;
  border: 1px solid var(--mm-border);
  border-radius: 6px;
  padding: 2rem;
  display: flex;
  flex-direction: column;
  box-shadow: 0 10px 30px rgba(4,31,59,.05);
  transition: transform .25s ease, box-shadow .25s ease;
}
.expert-card:hover { transform: translateY(-5px); box-shadow: 0 18px 45px rgba(4,31,59,.1); }
.expert-avatar {
  width: 104px; height: 104px; border-radius: 50%; display: grid; place-items: center;
  background: linear-gradient(145deg, var(--mm-navy), #0b477f); color: var(--mm-gold);
  font-size: 1.35rem; font-weight: 900; margin-bottom: 1.4rem; border: 5px solid #eef4f9;
  overflow: hidden; flex: 0 0 auto;
}
.expert-avatar-photo { background: #eef4f9; }
.expert-avatar-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center; display: block; }
.expert-tag { color: var(--mm-gold-dark); font-size: .72rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; }
.expert-card h3 { color: var(--mm-navy); font-size: 1.17rem; line-height: 1.35; font-weight: 800; margin: .55rem 0 .8rem; }
.expert-card p { color: var(--mm-muted); font-size: .88rem; margin: 0; }

.contact-section { background: var(--mm-soft); padding: 0 0 96px; }
.contact-card {
  background: var(--mm-deep);
  border-radius: 7px;
  padding: 3.4rem;
  position: relative;
  overflow: hidden;
  box-shadow: 0 20px 55px rgba(3,27,53,.16);
}
.contact-card::after {
  content: "";
  position: absolute; width: 360px; height: 360px; border: 1px solid rgba(244,179,27,.18); border-radius: 50%;
  right: -160px; top: -170px; box-shadow: 0 0 0 45px rgba(244,179,27,.03), 0 0 0 90px rgba(244,179,27,.02);
}
.contact-actions { position: relative; z-index: 2; }
.contact-action {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: .2rem 1rem;
  padding: .95rem 0;
  border-bottom: 1px solid rgba(255,255,255,.13);
  color: #fff;
}
.contact-action:hover { color: var(--mm-gold); }
.contact-action-label { grid-column: 1; color: rgba(255,255,255,.5); font-size: .72rem; letter-spacing: .1em; text-transform: uppercase; }
.contact-action strong { grid-column: 1; font-size: .93rem; word-break: break-word; }
.contact-action > span:last-child { grid-column: 2; grid-row: 1 / span 2; font-size: 1.3rem; }

.footer-section { background: #02152a; color: rgba(255,255,255,.7); }
.footer-brand-box { background: #fff; display: inline-flex; padding: .8rem 1rem; border-radius: 3px; }
.footer-logo { width: 235px; }
.footer-copy { max-width: 430px; font-size: .9rem; }
.footer-title { color: #fff; font-size: .95rem; font-weight: 800; margin-bottom: 1rem; }
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: .55rem; font-size: .87rem; }
.footer-links a { color: rgba(255,255,255,.68); }
.footer-links a:hover { color: var(--mm-gold); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding: 1.35rem 0; font-size: .77rem; color: rgba(255,255,255,.48); }

.language-switcher {
  display: inline-flex;
  align-items: center;
  gap: .28rem;
  padding: .15rem .15rem .15rem .8rem;
  margin-right: .35rem;
  border-left: 1px solid var(--mm-border);
}
.lang-btn {
  border: 0;
  text-decoration: none;
  background: transparent;
  padding: .35rem .28rem .3rem;
  color: #7a8797;
  font-size: .75rem;
  line-height: 1;
  font-weight: 800;
  letter-spacing: .06em;
  border-bottom: 2px solid transparent;
  transition: color .2s ease, border-color .2s ease;
}
.lang-btn:hover { color: var(--mm-navy); }
.lang-btn.active {
  color: var(--mm-navy);
  border-bottom-color: var(--mm-gold);
}
.lang-separator { color: #b8c1cb; font-size: .72rem; user-select: none; }
.language-switcher-mobile {
  width: 100%;
  justify-content: center;
  margin: 0;
  padding: .75rem 1rem;
  border: 1px solid var(--mm-border);
  border-radius: 4px;
  background: var(--mm-soft);
}
.language-switcher-mobile .lang-btn { font-size: .82rem; padding-left: .5rem; padding-right: .5rem; }

.floating-wa {
  position: fixed;
  right: 20px; bottom: 20px;
  width: 58px; height: 58px; border-radius: 50%; display: grid; place-items: center;
  z-index: 20; background: var(--mm-gold); color: var(--mm-navy);
  box-shadow: 0 10px 28px rgba(3,44,82,.24);
  border: 2px solid rgba(255,255,255,.92);
  transition: transform .2s ease, background-color .2s ease, box-shadow .2s ease;
}
.floating-wa:hover {
  color: var(--mm-navy);
  background: #ffc53d;
  transform: translateY(-3px) scale(1.03);
  box-shadow: 0 14px 34px rgba(3,44,82,.34);
}
.floating-wa:focus-visible { outline: 3px solid rgba(244,179,27,.75); outline-offset: 3px; }
.floating-wa-icon { width: 30px; height: 30px; fill: currentColor; }

@media (max-width: 991.98px) {
  .navbar { min-height: 68px; }
  .brand-logo { width: 205px; }
  .hero-bg { inset: 0; opacity: .38; background-position: center; }
  .hero-section::after { background: linear-gradient(90deg, rgba(3,27,53,.98), rgba(3,27,53,.83)); }
  .min-vh-hero { min-height: 610px; }
  .hero-section h1 { font-size: clamp(2.6rem, 8vw, 4.2rem); }
  .value-strip { margin-top: 0; }
  .value-strip-card { border-radius: 0; box-shadow: none !important; }
  .value-strip-item { border-right: 0; border-bottom: 1px solid var(--mm-border); min-height: auto; }
  .section-padding { padding: 84px 0; }
  .about-photo { min-height: 470px; }
  .service-deep-content { padding: 2.4rem; }
  .service-deep-image { max-height: 440px; }
}

@media (max-width: 767.98px) {
  .brand-logo { width: 185px; }
  .offcanvas { max-width: 86vw; }
  .hero-content { text-align: left; }
  .min-vh-hero { min-height: 590px; }
  .hero-section h1 { font-size: 2.55rem; }
  .hero-section .lead { font-size: 1rem; }
  .hero-trust { gap: .65rem 1.1rem !important; }
  .section-padding { padding: 70px 0; }
  .section-title { font-size: 2.2rem; }
  .about-photo-wrap { padding: 0 20px 30px 0; }
  .about-photo { min-height: 420px; }
  .about-badge { width: 185px; right: 0; }
  .service-card { padding: 1.7rem; }
  .service-deep-content { padding: 2rem 1.35rem; }
  .contact-section { padding-bottom: 68px; }
  .contact-card { padding: 2rem 1.3rem; border-radius: 0; margin-left: -12px; margin-right: -12px; }
  .footer-logo { width: 205px; }
  .floating-wa { right: 16px; bottom: 16px; width: 54px; height: 54px; }
  .floating-wa-icon { width: 28px; height: 28px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}


/* =========================================================
   RESPONSIVE & VALUES FIX — 2026-08
   Keeps value cards inside their boxes and improves mobile UX.
   ========================================================= */

/* Make flexible Bootstrap columns safe for long content */
.row > * { min-width: 0; }
img, svg { max-width: 100%; }

/* Values / Ethics cards: natural height from the longest card */
.values-grid {
  align-items: stretch;
}
.values-grid > .value-col {
  display: flex;
  min-width: 0;
}
.values-grid .value-card {
  flex: 1 1 auto;
  width: 100%;
  height: auto !important;
  min-height: 100%;
  display: flex;
  flex-direction: column;
  box-sizing: border-box;
  overflow: hidden;
}
.values-grid .value-card h3,
.values-grid .value-card p {
  max-width: 100%;
  min-width: 0;
  overflow-wrap: break-word;
  word-break: normal;
}
.values-grid .value-card p {
  flex: 1 1 auto;
}

/* Tablet */
@media (max-width: 991.98px) {
  .navbar > .container {
    padding-left: 20px;
    padding-right: 20px;
  }

  .brand-logo {
    width: 190px;
    max-width: calc(100vw - 92px);
  }

  .navbar-toggler {
    flex: 0 0 auto;
    padding: .45rem;
  }

  .offcanvas {
    width: min(360px, 88vw) !important;
  }

  .offcanvas-body .nav-link {
    font-size: 1rem;
    padding: .75rem .2rem !important;
  }

  .hero-content > .row {
    min-height: 570px;
  }

  .service-deep .row {
    --bs-gutter-x: 0;
  }

  .values-section > .container > .row {
    row-gap: 2.5rem !important;
  }

  .values-grid .value-card {
    padding: 1.45rem;
  }
}

/* Phone */
@media (max-width: 767.98px) {
  html, body {
    width: 100%;
    max-width: 100%;
    overflow-x: hidden;
  }

  .container,
  .container-fluid {
    padding-left: 20px;
    padding-right: 20px;
  }

  .navbar {
    min-height: 64px;
    padding-top: .45rem !important;
    padding-bottom: .45rem !important;
  }

  .navbar > .container {
    padding-left: 18px;
    padding-right: 18px;
  }

  .navbar-brand {
    margin-right: .75rem;
    min-width: 0;
  }

  .brand-logo {
    width: 172px;
    max-width: calc(100vw - 82px);
  }

  .brand-logo-mobile {
    width: 178px;
    max-width: calc(100% - 48px);
  }

  .offcanvas-header,
  .offcanvas-body {
    padding-left: 1.25rem;
    padding-right: 1.25rem;
  }

  .hero-bg {
    background-position: 62% center;
  }

  .hero-section::after {
    background: linear-gradient(90deg, rgba(3,27,53,.98) 0%, rgba(3,27,53,.91) 68%, rgba(3,27,53,.76) 100%);
  }

  .hero-content > .row,
  .min-vh-hero {
    min-height: auto;
  }

  .hero-content .col-lg-7 {
    padding-top: 76px !important;
    padding-bottom: 76px !important;
  }

  .hero-section h1 {
    font-size: clamp(2.15rem, 10.5vw, 2.75rem);
    line-height: 1.08;
    letter-spacing: -.025em;
  }

  .hero-section .lead {
    font-size: .98rem;
    line-height: 1.7;
  }

  .hero-section .d-flex.flex-wrap.gap-3.mb-5 {
    display: grid !important;
    grid-template-columns: 1fr;
    width: 100%;
  }

  .hero-section .d-flex.flex-wrap.gap-3.mb-5 .btn {
    width: 100%;
    text-align: center;
  }

  .hero-trust {
    display: grid !important;
    grid-template-columns: 1fr;
    gap: .7rem !important;
  }

  .value-strip .container {
    padding-left: 0;
    padding-right: 0;
  }

  .value-strip-item {
    padding: 1.35rem 20px;
  }

  .section-padding {
    padding: 62px 0;
  }

  .section-title,
  .values-section .display-5 {
    font-size: clamp(1.9rem, 9vw, 2.35rem);
    line-height: 1.14;
  }

  .section-lead {
    font-size: 1rem;
  }

  .about-photo-wrap {
    padding: 0 14px 24px 0;
  }

  .about-photo {
    min-height: 0;
    height: auto;
    aspect-ratio: 4 / 5;
    object-fit: cover;
    object-position: center;
  }

  .about-badge {
    width: min(170px, 58vw);
    bottom: 8px;
    padding: .9rem 1rem;
  }

  .about-badge strong {
    font-size: 1.2rem;
  }

  .service-card {
    padding: 1.45rem;
  }

  .service-card h3 {
    padding-right: 2.1rem;
    font-size: 1.22rem;
    line-height: 1.35;
  }

  .service-num {
    right: 1rem;
    top: 1rem;
    font-size: 2.75rem;
  }

  .service-list li {
    padding-top: .7rem;
    padding-bottom: .7rem;
  }

  .service-deep {
    border-radius: 5px;
  }

  .service-deep-image {
    height: 250px;
    min-height: 250px;
    max-height: 250px;
  }

  .service-deep-image img {
    display: block;
  }

  .service-deep-content {
    padding: 1.7rem 1.25rem 1.9rem;
  }

  .detail-item {
    gap: .75rem;
  }

  .values-section > .container > .row {
    row-gap: 2rem !important;
  }

  .values-grid {
    row-gap: .85rem;
  }

  .values-grid > .value-col {
    width: 100%;
  }

  .values-grid .value-card {
    min-height: 0;
    padding: 1.35rem 1.3rem;
  }

  .value-card h3 {
    margin-top: .75rem;
    font-size: 1.12rem;
  }

  .value-card p {
    font-size: .88rem;
    line-height: 1.65;
  }

  .expert-card {
    padding: 1.5rem;
  }

  .contact-card {
    margin-left: 0;
    margin-right: 0;
    border-radius: 6px;
    padding: 1.7rem 1.25rem;
  }

  .contact-action {
    grid-template-columns: minmax(0, 1fr) auto;
  }

  .contact-action strong {
    overflow-wrap: anywhere;
  }

  .footer-brand-box {
    max-width: 100%;
  }

  .footer-logo {
    width: min(205px, 100%);
  }

  .floating-wa {
    right: 14px;
    bottom: 14px;
    width: 52px;
    height: 52px;
  }
}

/* Small phones */
@media (max-width: 575.98px) {
  .container,
  .container-fluid {
    padding-left: 18px;
    padding-right: 18px;
  }

  .eyebrow,
  .section-label {
    letter-spacing: .12em;
  }

  .hero-content .col-lg-7 {
    padding-top: 62px !important;
    padding-bottom: 62px !important;
  }

  .hero-section h1 {
    font-size: clamp(2rem, 10vw, 2.45rem);
  }

  .about-photo {
    aspect-ratio: 1 / 1.12;
  }

  .about-badge {
    position: relative;
    width: 100%;
    right: auto;
    bottom: auto;
    margin-top: -4px;
    border-left: 0;
    border-top: 3px solid var(--mm-gold);
  }

  .about-photo-wrap {
    padding: 0;
  }

  .service-deep-image {
    height: 220px;
    min-height: 220px;
    max-height: 220px;
  }

  .contact-section {
    padding-bottom: 52px;
  }
}

/* =========================================================
   TEAM EXPERTISE CARD + MODAL IMPROVEMENT — 2026-08
   ========================================================= */
.expert-card-clickable {
  cursor: pointer;
}
.expert-card-clickable:focus-visible {
  outline: 3px solid rgba(244,179,27,.55);
  outline-offset: 3px;
}
.expert-body {
  min-width: 0;
}
.expert-highlights {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
  display: flex;
  flex-direction: column;
  gap: .8rem;
}
.expert-highlights li {
  position: relative;
  padding-left: 1rem;
  color: #44556a;
  font-size: .9rem;
  line-height: 1.65;
}
.expert-highlights li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .72rem;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--mm-gold);
}
.expert-card-footer {
  margin-top: auto;
  padding-top: 1rem;
  border-top: 1px solid var(--mm-border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: .75rem;
}
.expert-card-hint {
  color: var(--mm-muted);
  font-size: .78rem;
}
.expert-detail-link {
  color: var(--mm-navy);
  font-size: .86rem;
  font-weight: 800;
  white-space: nowrap;
}
.expert-modal .modal-content {
  border: 0;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 24px 65px rgba(3,27,53,.18);
}
.expert-modal .modal-header {
  align-items: flex-start;
  gap: 1rem;
  padding: 1.4rem 1.4rem 1rem;
  border-bottom: 1px solid var(--mm-border);
}
.expert-modal .modal-title {
  color: var(--mm-navy);
  font-size: 1.5rem;
  line-height: 1.3;
  font-weight: 800;
  margin: .45rem 0 0;
}
.expert-modal .modal-body {
  padding: 1.4rem;
}
.expert-modal-summary {
  color: #36485d;
  margin-bottom: 1.25rem;
}
.expert-modal h4 {
  color: var(--mm-navy);
  font-size: .98rem;
  font-weight: 800;
  margin-bottom: .85rem;
}
.expert-modal-list {
  margin: 0;
  padding-left: 1.1rem;
  color: #44556a;
}
.expert-modal-list li {
  margin-bottom: .55rem;
}

@media (max-width: 767.98px) {
  .expert-card-footer {
    flex-direction: column;
    align-items: flex-start;
  }
  .expert-detail-link {
    white-space: normal;
  }
  .expert-modal .modal-header,
  .expert-modal .modal-body {
    padding: 1.15rem;
  }
  .expert-modal .modal-title {
    font-size: 1.24rem;
  }
}

/* =========================================================
   TEAM CARD / MODAL REFINEMENT — 2026-08-28
   ========================================================= */
.expert-card-footer {
  justify-content: flex-end;
}
.expert-detail-chip {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  color: var(--mm-navy);
  font-size: .86rem;
  font-weight: 800;
  line-height: 1;
}
.expert-detail-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(6,43,85,.08);
  color: var(--mm-navy);
  font-size: .82rem;
  font-weight: 800;
}
.expert-modal .modal-header {
  justify-content: space-between;
}
.expert-modal-top {
  display: flex;
  align-items: center;
  gap: 1rem;
  min-width: 0;
  flex: 1 1 auto;
}
.expert-modal-head {
  min-width: 0;
}
.expert-modal-avatar {
  width: 92px;
  height: 92px;
  margin: 0;
  border-width: 4px;
  flex: 0 0 92px;
}
.expert-modal .modal-title {
  margin-top: .3rem;
}
.expert-modal-summary {
  font-size: 1rem;
  line-height: 1.75;
}

@media (max-width: 767.98px) {
  .expert-modal-top {
    align-items: flex-start;
    gap: .85rem;
  }
  .expert-modal-avatar {
    width: 76px;
    height: 76px;
    flex-basis: 76px;
  }
  .expert-detail-chip {
    font-size: .82rem;
  }
}

/* =========================================================
   PREMIUM EXPERT MODAL + ARROW CTA — 2026-08-28
   ========================================================= */
.expert-card-footer {
  padding-top: 1.1rem;
  border-top: 1px solid var(--mm-border);
  justify-content: flex-end;
}

.expert-detail-chip {
  gap: .65rem;
  color: var(--mm-navy);
  font-size: .84rem;
  font-weight: 800;
  letter-spacing: .02em;
}

.expert-detail-icon {
  width: 28px;
  height: 28px;
  border-radius: 999px;
  display: inline-grid;
  place-items: center;
  background: linear-gradient(135deg, rgba(6,43,85,.10), rgba(6,43,85,.18));
  color: var(--mm-navy);
  box-shadow: inset 0 0 0 1px rgba(6,43,85,.07);
}

.expert-detail-arrow {
  font-size: 1rem;
  font-weight: 900;
  transition: transform .2s ease, background-color .2s ease;
}

.expert-card-clickable:hover .expert-detail-arrow,
.expert-card-clickable:focus-visible .expert-detail-arrow {
  transform: translateX(3px);
  background: linear-gradient(135deg, rgba(244,179,27,.18), rgba(244,179,27,.30));
}

.expert-modal .modal-dialog {
  max-width: 760px;
}

.expert-modal .modal-content {
  border-radius: 18px;
  overflow: hidden;
  background:
    radial-gradient(circle at top right, rgba(244,179,27,.10), transparent 28%),
    linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
  box-shadow: 0 32px 90px rgba(2, 21, 42, .30);
}

.expert-modal .modal-header {
  position: relative;
  padding: 1.5rem 1.6rem 1.2rem;
  border-bottom: 1px solid rgba(6,43,85,.08);
  background:
    linear-gradient(135deg, rgba(6,43,85,.98), rgba(10,58,110,.96));
}

.expert-modal .modal-header::after {
  content: "";
  position: absolute;
  inset: auto 0 0 0;
  height: 3px;
  background: linear-gradient(90deg, var(--mm-gold), rgba(244,179,27,.15));
}

.expert-modal .modal-header .expert-tag,
.expert-modal .modal-title {
  color: #fff;
}

.expert-modal .modal-title {
  font-size: clamp(1.45rem, 2vw, 2rem);
  line-height: 1.22;
  letter-spacing: -.02em;
}

.expert-modal-top {
  align-items: center;
  gap: 1.15rem;
}

.expert-modal-avatar {
  width: 96px;
  height: 96px;
  flex: 0 0 96px;
  margin: 0;
  border: 4px solid rgba(255,255,255,.22);
  box-shadow: 0 14px 32px rgba(0,0,0,.16);
}

.expert-modal .btn-close {
  opacity: 1;
  margin: 0;
  width: 42px;
  height: 42px;
  border-radius: 999px;
  background-color: rgba(255,255,255,.10);
  box-shadow: inset 0 0 0 1px rgba(255,255,255,.16);
  filter: invert(1) grayscale(1) brightness(220%);
}

.expert-modal .btn-close:hover {
  background-color: rgba(255,255,255,.16);
}

.expert-modal .modal-body {
  padding: 1.55rem 1.6rem 1.7rem;
}

.expert-modal-summary {
  margin-bottom: 1.3rem;
  padding: 1rem 1.1rem;
  border-radius: 14px;
  background: linear-gradient(180deg, rgba(6,43,85,.04), rgba(6,43,85,.02));
  border: 1px solid rgba(6,43,85,.08);
  color: #30445c;
}

.expert-modal-panel {
  height: 100%;
  padding: 1.15rem 1.15rem 1rem;
  border-radius: 14px;
  background: #fff;
  border: 1px solid rgba(6,43,85,.08);
  box-shadow: 0 14px 34px rgba(6,43,85,.06);
  position: relative;
}

.expert-modal-panel::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  width: 100%;
  height: 4px;
  border-radius: 14px 14px 0 0;
  background: linear-gradient(90deg, var(--mm-gold), rgba(244,179,27,.4));
}

.expert-modal h4 {
  margin-bottom: .95rem;
  font-size: 1rem;
}

.expert-modal-list {
  padding-left: 1.2rem;
}

.expert-modal-list li::marker {
  color: var(--mm-gold-dark);
}

@media (max-width: 767.98px) {
  .expert-modal .modal-dialog {
    margin: .8rem;
  }

  .expert-modal .modal-header {
    padding: 1.2rem 1.1rem 1rem;
    align-items: flex-start;
  }

  .expert-modal-top {
    align-items: flex-start;
    gap: .85rem;
  }

  .expert-modal-avatar {
    width: 76px;
    height: 76px;
    flex-basis: 76px;
  }

  .expert-modal .modal-body {
    padding: 1.1rem;
  }

  .expert-modal-summary,
  .expert-modal-panel {
    border-radius: 12px;
  }

  .expert-detail-chip {
    font-size: .8rem;
  }
}

/* =========================================================
   FINAL PREMIUM EXPERT CARDS / MODALS — 2026-08-28
   ========================================================= */
#experts .expert-grid > [class*="col-"] {
  display: flex;
}

#experts .expert-card {
  width: 100%;
  height: 100%;
  position: relative;
  overflow: hidden;
  border-radius: 22px;
  padding: 2rem 2rem 1.5rem;
  background:
    radial-gradient(circle at top right, rgba(244,179,27,.11), transparent 24%),
    linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);
  border: 1px solid rgba(10, 43, 85, .10);
  box-shadow: 0 18px 44px rgba(7, 31, 58, .08);
  transition: transform .35s cubic-bezier(.2,.8,.2,1), box-shadow .35s ease, border-color .3s ease;
}

#experts .expert-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 5px;
  background: linear-gradient(90deg, var(--mm-gold), rgba(244,179,27,.25));
}

#experts .expert-card::after {
  content: "";
  position: absolute;
  right: -55px;
  top: -55px;
  width: 150px;
  height: 150px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(6,43,85,.05) 0%, rgba(6,43,85,0) 70%);
  pointer-events: none;
}

#experts .expert-card-clickable:hover,
#experts .expert-card-clickable:focus-visible {
  transform: translateY(-12px);
  box-shadow: 0 28px 60px rgba(7, 31, 58, .16);
  border-color: rgba(244,179,27,.50);
}

#experts .expert-avatar {
  transition: transform .35s ease, box-shadow .35s ease;
  box-shadow: 0 10px 28px rgba(7,31,58,.10);
}

#experts .expert-card-clickable:hover .expert-avatar,
#experts .expert-card-clickable:focus-visible .expert-avatar {
  transform: scale(1.04);
  box-shadow: 0 18px 36px rgba(7,31,58,.16);
}

#experts .expert-body {
  flex: 1 1 auto;
}

#experts .expert-highlights {
  flex: 1 1 auto;
  margin-bottom: 1.1rem;
}

#experts .expert-highlights li {
  font-size: .95rem;
  line-height: 1.75;
}

#experts .expert-highlights li::before {
  width: 7px;
  height: 7px;
  top: .82rem;
}

#experts .expert-card h3 {
  font-size: 1.22rem;
  line-height: 1.34;
  margin-bottom: .95rem;
}

#experts .expert-card-footer {
  margin-top: auto;
  padding-top: 1rem;
  border-top: 1px solid rgba(10,43,85,.10);
  justify-content: flex-end;
}

#experts .expert-detail-chip {
  display: inline-flex;
  align-items: center;
  gap: .65rem;
  padding: .72rem .95rem;
  border-radius: 999px;
  background: rgba(6,43,85,.04);
  color: var(--mm-navy);
  font-size: .88rem;
  font-weight: 800;
  letter-spacing: .02em;
  transition: transform .25s ease, background-color .25s ease, box-shadow .25s ease;
}

#experts .expert-detail-icon {
  width: auto;
  height: auto;
  background: none;
  box-shadow: none;
  display: inline-flex;
  color: inherit;
}

#experts .expert-detail-arrow i {
  font-size: 1.12rem;
}

#experts .expert-card-clickable:hover .expert-detail-chip,
#experts .expert-card-clickable:focus-visible .expert-detail-chip {
  transform: translateX(3px);
  background: rgba(6,43,85,.08);
  box-shadow: 0 10px 22px rgba(6,43,85,.08);
}

/* more premium modal */
.expert-modal .modal-dialog {
  max-width: 820px;
}

.expert-modal .modal-content {
  position: relative;
  border: 0;
  border-radius: 24px;
  overflow: hidden;
  background:
    radial-gradient(circle at top right, rgba(244,179,27,.13), transparent 26%),
    linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
  box-shadow: 0 36px 100px rgba(2,21,42,.34);
}

.expert-modal .modal-content::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--mm-gold), rgba(244,179,27,.20));
  z-index: 3;
}

.expert-modal .modal-header {
  padding: 1.6rem 1.7rem 1.2rem;
  background: linear-gradient(135deg, rgba(6,43,85,.98), rgba(10,58,110,.95));
  border-bottom: 0;
}

.expert-modal .modal-body {
  padding: 1.5rem 1.7rem 1.75rem;
}

.expert-modal-top {
  gap: 1.2rem;
}

.expert-modal-avatar {
  width: 100px;
  height: 100px;
  flex-basis: 100px;
  border: 4px solid rgba(255,255,255,.22);
  box-shadow: 0 18px 40px rgba(0,0,0,.18);
}

.expert-modal .btn-close {
  width: 44px;
  height: 44px;
  border-radius: 999px;
  background-color: rgba(255,255,255,.12);
  box-shadow: inset 0 0 0 1px rgba(255,255,255,.14);
}

.expert-modal-summary {
  padding: 1.1rem 1.15rem;
  border-radius: 16px;
  border: 1px solid rgba(10,43,85,.08);
  background: linear-gradient(180deg, rgba(6,43,85,.04), rgba(6,43,85,.02));
  font-size: .99rem;
  line-height: 1.8;
}

.expert-modal-panel {
  height: 100%;
  padding: 1.2rem 1.2rem 1.08rem;
  border-radius: 18px;
  background: #fff;
  border: 1px solid rgba(10,43,85,.08);
  box-shadow: 0 16px 36px rgba(6,43,85,.07);
}

.expert-modal-panel::before {
  height: 5px;
  border-radius: 18px 18px 0 0;
}

.expert-modal h4 {
  font-size: 1.02rem;
  margin-bottom: 1rem;
}

.expert-modal-list li {
  margin-bottom: .65rem;
  line-height: 1.72;
}

@media (max-width: 991.98px) {
  #experts .expert-card {
    padding: 1.7rem 1.45rem 1.35rem;
  }
}

@media (max-width: 767.98px) {
  #experts .expert-card {
    border-radius: 18px;
  }

  #experts .expert-detail-chip {
    padding: .66rem .88rem;
    font-size: .83rem;
  }

  .expert-modal .modal-dialog {
    margin: .85rem;
  }

  .expert-modal .modal-header,
  .expert-modal .modal-body {
    padding-left: 1.1rem;
    padding-right: 1.1rem;
  }

  .expert-modal-avatar {
    width: 76px;
    height: 76px;
    flex-basis: 76px;
  }
}

/* =========================================================
   EXPERT CTA FINAL — clean Font Awesome arrow
   ========================================================= */
#experts .expert-card-footer {
  min-height: 48px;
  padding-top: 1rem;
  align-items: center;
}

#experts .expert-detail-chip {
  padding: .25rem 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
  gap: .55rem;
  color: var(--mm-navy);
  font-size: .86rem;
  font-weight: 800;
  letter-spacing: .01em;
  transition: color .22s ease, transform .22s ease;
}

#experts .expert-detail-icon,
#experts .expert-detail-arrow {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: auto;
  height: auto;
  background: transparent;
  box-shadow: none;
  color: var(--mm-gold-dark);
  transition: transform .22s ease, color .22s ease;
}

#experts .expert-detail-arrow i {
  display: inline-block;
  font-size: 1.08rem;
  line-height: 1;
}

#experts .expert-card-clickable:hover .expert-detail-chip,
#experts .expert-card-clickable:focus-visible .expert-detail-chip {
  transform: none;
  background: transparent;
  box-shadow: none;
  color: var(--mm-navy-2);
}

#experts .expert-card-clickable:hover .expert-detail-arrow,
#experts .expert-card-clickable:focus-visible .expert-detail-arrow {
  transform: translateX(4px);
  color: var(--mm-gold);
}

#experts .expert-detail-arrow .svg-inline--fa {
  width: 1.05em;
  height: 1.05em;
  vertical-align: -0.08em;
}